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This as-told-to essay is based on a conversation with Andrew McCollum, the 42-year-old CEO of Philo, based in San Francisco. It's been edited for length and clarity.

My first job was at Subway, but my first meaningful career job was helping to start Facebook during my time at Harvard.

I spent a lot of time with Mark Zuckerberg, Dustin Moskovitz, Chris Hughes, and the other founders

• Millennials, some now into their 40s, are still on decades-old family phone plans.
• Sure, this can seem like arrested development or mooching. But really? It's just smart.
• There's no reason not to save a few bucks on a phone plan.

Before you yell at me, let me first say that I am not, and have never been, on

Vinyl records are firmly back in rotation, but getting started does not have to mean spending a fortune or building a complicated hi-fi stack from day one. Whether you want a simple, all-in-one setup with built-in speakers or you are piecing together a more traditional system with a separate amplifier, the best record player is the one that fits how you listen at home.

For this guide, we focused

• The AI industry is poised to spend big on politics in 2026.
• Multiple super PACs backed by prominent tech-world figures have cropped up.
• Here are the ones to watch as the year goes on.

Artificial intelligence is poised to play a big role in politics this year —

• Unemployment is high for grads who majored in anthropology, computer engineering, and fine arts.
• That's based on a New York Fed analysis of recent college graduates using 2024 data.
• One economist suggested job seekers work on networking and expanding their search.

After wearing the cap and gown, snapping

• Steve Yegge said his fellow software engineers need to get better at setting boundaries.
• If they don't, the Amazon and Google vet says the crush of AI will consume them.
• Yegge said companies, too, need to understand there's a limit to how much one can vibe code.

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• Prediction markets like Kalshi and Polymarket have been dogged by concerns about insider trading.
• Kalshi announced a raft of measures to combat insider trading, including a new head of enforcement.
• On CNBC, Kalshi's CEO said some trading on little-known information was "totally fair game."

Prediction markets are booming

• Wall Street leaders are buzzing about generative AI's potential to drive productivity.
• Finance professionals have previously expressed cautious optimism about AI's impact on their jobs.
• Do you work for a finance firm? Take our survey below.

David Solomon has said AI can draft IPO documents in minutes. Jamie Dimon calls himself a "tremendous" user of JPMorgan's

Apple’s in-house studio will be producing the future seasons of Severance, according to Deadline. The company has reportedly acquired the show’s IP and all rights from its original studio, Fifth Season, back in December in a deal that was worth approximately $70 million. Fifth Season will remain as an executive producer, but Apple Studios will now be in charge of the show. Severance will be one of

• AI agents "need to get the background checks done," Cisco's president says.
• "You have to protect the world from the agent that goes rogue," said Jeetu Patel.
• He predicts that Cisco will have "at least half a dozen products" written with AI by the end of 2026.

AI agents should be treated like employees who need vetting before they're trusted with real

• Matt Shumer said it's "kind of the point" that he used AI to help write his viral essay about AI.
• The essay has been viewed over 60 million times on X alone.
• Shumer told Business Insider that "people deserve to know" how close AI is to fundamentally changing society.

The author of